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Royco Dawn is a non-custodial risk-tranching protocol that takes a given yield source — a lending market, staking deposit, or tokenized RWA — and splits it into two risk tranches. Senior depositors earn yield with a smart-contract-enforced downside buffer. Junior depositors absorb first losses in exchange for a higher yield premium. All parameters are enforced on-chain with no manual intervention.

Introduction

Learn what Royco Dawn is, how the two tranches work, and why the YDM creates a self-balancing yield system.

How Dawn Works

Understand the tranching mechanism, coverage requirements, and how yield is distributed between Senior and Junior.

Vault Products

Explore srRoyUSDC and roywstETH — Royco’s managed vaults curated by Dialectic.

Protocol Mechanics

Deep dive into the Yield Distribution Model, utilization curve, and adaptive yield adjustments.

Deposits & Withdrawals

Learn how to deposit into tranches or vaults, and how the 30-day withdrawal epoch works.

Risk Framework

Review the full risk landscape: smart contract, underlying strategy, vault-level, and operational risks.

Key Addresses

Find all deployed contract addresses for the Royco Dawn protocol.

FAQ

Answers to common questions about tranches, vaults, withdrawals, and risk.

How It Works

1

A yield source is made available

The Royco Foundation evaluates and onboards yield sources — lending markets, staking strategies, or tokenized RWAs — based on audit status, time since deployment, minimum size, and risk scoring.
2

A Dawn market is created

A tranche market is deployed on top of the yield source. Coverage minimums, utilization targets, and yield curve parameters are set per market.
3

Depositors choose their tranche

Senior depositors receive protected yield backed by the Junior buffer. Junior depositors co-invest alongside Senior and earn a risk premium for taking first-loss exposure.
4

Yield is distributed automatically

The on-chain Yield Distribution Model continuously rebalances yield between tranches based on utilization — no governance votes, no manual adjustments.

The Two Tranches

Senior Tranche

Earns yield with smart-contract-enforced downside coverage. Junior capital absorbs losses before Senior is ever impacted. A defined minimum Junior buffer is maintained at all times.

Junior Tranche

Earns higher yield by acting as first-loss capital. Receives a risk premium paid by Senior in exchange for absorbing any drawdown from the first dollar.

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