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The CreditAccountInfo struct contains essential information about a credit account’s state.

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Struct Definition

struct CreditAccountInfo {
    uint256 debt;
    uint256 cumulativeIndexLastUpdate;
    uint128 cumulativeQuotaInterest;
    uint128 quotaFees;
    uint256 enabledTokensMask;
    uint16 flags;
    uint64 lastDebtUpdate;
    address borrower;
}

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Fields

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debt
uint256
Current debt principal amount (excluding accrued interest and fees)
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cumulativeIndexLastUpdate
uint256
Cumulative base interest index at the time of last debt update in ray units. Used to calculate accrued base interest.
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cumulativeQuotaInterest
uint128
Cumulative quota interest accrued by the account. This value increases over time based on quota usage.
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quotaFees
uint128
Quota fees owed by the account
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enabledTokensMask
uint256
Bitmask representing which tokens are currently enabled as collateral on this account. Each bit corresponds to a token.
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flags
uint16
Flags bitmap for account state (e.g., special permissions or status indicators)
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lastDebtUpdate
uint64
Block number of the last debt update. Used to prevent multiple debt updates in the same block.
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borrower
address
Address of the account owner/borrower

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Usage

This struct is returned by ICreditManagerV3.creditAccountInfo() and provides a snapshot of a credit account’s current state. It’s useful for:
  • Checking account ownership
  • Viewing current debt (need to calculate accrued interest separately)
  • Seeing which tokens are enabled as collateral
  • Determining when the account last updated its debt

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