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Welcome to Mezo, the onchain Bitcoin banking platform owned by its users. Access self-service Bitcoin finance without loan officers, credit checks, or operational hours. Just you, your Bitcoin, and permissionless access to financial services 24/7.

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Quick Start

Get up and running with Mezo in minutes:

Create an Account

Set up your Mezo account and connect your wallet to get started

Connect Your Wallet

Connect your existing wallet to the Mezo network using Chainlist or manual setup

Deposit Assets

Bridge your Bitcoin or supported ERC-20 tokens to start using Mezo

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What You Can Do on Mezo

Borrow Against Bitcoin

Access fixed-rate loans starting at 1% by depositing Bitcoin as collateral. Mint MUSD stablecoin and keep your Bitcoin.

Earn Yield

Deposit BTC or MUSD into automated yield vaults. Generate returns through lending and DeFi strategies.

Trade & Swap

Swap between BTC, MUSD, and other assets directly on Mezo with deep liquidity and competitive rates.

Spend MUSD

Use MUSD on Mezo Market for real goods, gift cards, and subscriptions without selling your Bitcoin.

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Why Mezo?

Mezo eliminates middlemen between you and your wealth:
  • Fixed Rates: Borrow at rates starting from 1% that stay fixed for the entire life of the loan
  • Complete Autonomy: No minimum payments, no set schedules, no early repayment penalties
  • Self-Service: Manage everything yourself, 24/7, without permission
  • BTC as Gas: All transactions paid in Bitcoin, keeping the experience pure Bitcoin
  • Verifiable Reserves: Built on tBTC with 24k+ BTC bridged since 2020, reserves verifiable anytime
New to Bitcoin banking? Learn more about why Bitcoin needs banking and how Mezo’s self-service banking works.

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Before You Begin

To use Mezo, you’ll need:
  1. A compatible wallet (MetaMask, Brave Wallet, TrustWallet, or a supported BTC wallet)
  2. Bitcoin or supported ERC-20 tokens to deposit
  3. Some BTC or tBTC for gas fees on the Mezo network
All transactions on Mezo Mainnet are paid using native BTC. Before using the network, fund your account with BTC or tBTC to ensure you have gas to pay for transactions.

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Ready to Start?

Follow our step-by-step guides to begin using Mezo:
1

Create Your Account

Set up your Mezo account in the Mezo App
2

Connect Your Wallet

Add Mezo to your wallet using Chainlist or manual configuration
3

Deposit Assets

Bridge your Bitcoin to start earning, borrowing, and trading

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Join the Bitcoin Economy

Mezo creates a parallel financial system where you never have to sell your Bitcoin, never have to ask permission, and never have to trust anyone but yourself.
“Actually there is a very good reason for Bitcoin-backed banks to exist, issuing their own digital cash currency, redeemable for bitcoins.” — Hal Finney, 2010

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