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A collection of llms.txt files for Nigerian fintech APIs, designed to help Large Language Models (LLMs) better understand and work with these platforms.

Mono

Open Banking platform for financial data access, payments, and identity verification across Nigeria, Ghana, Kenya, and South Africa.

Paystack

Leading payment infrastructure for accepting payments via cards, bank transfers, mobile money, USSD, QR codes, and subscriptions.

OPay

Comprehensive payment gateway with 3D Secure card payments, bank transfers, USSD, wallet, and POS solutions for Nigeria and Egypt.

Moniepoint

CBN-licensed financial institution providing payment gateway (Monnify), POS terminals, business banking, and disbursement APIs.

Why This Project Exists

While building the Mono MCP server with coding agents, I found that LLMs struggled to extract relevant information from large documentation sites. These llms.txt files solve that problem - they’re open source so these companies can adopt them to help developers build faster with AI.

What’s Included

Each provider in this repository has a single llms.txt file containing:
  • Documentation overview with guides, concepts, and SDKs
  • Complete API reference with endpoints and methods
The files follow the llms.txt standard format, making them easy for AI tools to parse and understand.

How to Use

These files can be used with AI coding assistants, chatbots, or any LLM-powered tool that supports the llms.txt standard.
Point your LLM tool to the relevant llms.txt file to give it context about the API before asking integration questions.

Provider Coverage

ProviderCategoryCoverage
MonoOpen BankingNigeria, Ghana, Kenya, South Africa
PaystackPaymentsNigeria, Ghana, South Africa, Kenya, Côte d’Ivoire
OPayPaymentsNigeria, Egypt
MoniepointBanking & PaymentsNigeria

Get Started

Explore the documentation for each provider to learn how to use their APIs with AI-powered development tools:

What is llms.txt?

Learn about the llms.txt standard and how it helps LLMs understand documentation.

How to Use

Get started using these files with AI coding assistants and LLM tools.

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